Homeowner’s Five Coverages You May Not Know You Need

When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover. There are a number of extra coverage options you can add on to your policy, which are known as endorsements. They are essentially riders that you purchase separately but tack on to your homeowner's coverage as a policy extension. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy.  Here are five endorsements that you should be aware of, according to the insurance trade publication National Underwriter. 'Additional…

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How the Pandemic May Affect Your Homeowner’s Insurance

While COVID-19 continues raging across the country, the pandemic has made many people worry about their homeowner's insurance coverage. We've all seen how the pandemic has damaged the U.S. economy and it is affecting the insurance industry as well, prompting some to worry about large policy rate hikes or their ability to pay their premiums on time, if at all. There is also the possibility of increased costs of medical care due to how hospitals are having to work with non-COVID-19 patients, which could mean that any liability claims involving medical care could increase in cost. While the overall effects…

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