Commercial Liability Insurance

Choose the agent who knows the policy that’s right for you.


Commercial Liability Insurance provides coverage to a business for bodily injury, personal injury,  or property damage caused by a business’s operations, services, or products.

Commercial liability may cover incidents at your business location where claims result at your physical location. Examples include slips and falls or injuries caused by a finished product.

In addition to general liability, a business may wish to purchase coverage for specialized risks that are becoming more and more common in today’s lawsuit-happy world.

Claims associated with sexual harassment, wrongful termination, and discrimination are just a few of the many risks that businesses should be protected against. As well, your business should cover your directors, offices, employee liabilities, employer liabilities, and even cyber liabilities which have become increasingly common. 

Depending on what type of business you own, coverage may need to be extended to an “additional insured.” Common practices include contractual agreements or other businesses that you may do business with. As an example, if Bob’s Garage contracts Ed’s Cleaning to clean their facility at night, Bob will need to extend his commercial liability to cover Ed.

As the world changes, so does the need to keep up with the liabilities facing our businesses. We have over 20 years of experience matching the unique situation of organizations with the right commercial liability policies. 

Premier Partners

Is Your Insurance Right for You?

Call us at 513-943-4560 or 866-238-7747 toll free. Or fill out this form to schedule your free, no-obligation assessment. 

Premier Partners

Premier Benefits

Finding insurance is hard, tedious work. It’s bad enough that you’ll be on everyone’s email list after filling out your personal information multiple times. Even worse is having to pour through and understand the gobbledygook written by corporate lawyers. And how do you compare apples to oranges? Premier Insurance Services is here to help. Just give us your information once. We’ll compare prices, benefits, services, and the best fit across multiple companies. We do all the work. You get the best possible price and fit.

Do you know the big difference between captive and independent agents? Captive agents have limited options; they can only offer you their own plans, whether they’re a good match or not. Premier is an independent agency. We have relationships with dozens of carriers who have access to hundreds of policies. With Premier, nearly the entire insurance industry is available to you. We’re the right choice, because we give you the most choices. Let our 25 years of building relationships work for you. 

You might be asking, “What the heck is value-based pricing?” Good question. Is it getting the most features for the price… or the best reputation for the price… or maybe its getting faster service, more locations, or unique options. What we mean by it is this: you will get the right coverage at the best price. No more, no less. And with that comes the peace of mind in knowing you’ll be made whole if anything should happen. That’s value-based pricing. 

We all believe we have the right coverage. But how can you be sure? It’s likely your agent gave you the best possible advice and coverage he could. But it’s just as likely that your agent wasn’t able to compare all the companies that see you as their perfect client. Insurance carriers look for certain types of risks…if you fit their particular sweet spot, they can’t be beat. If not, then you’ve been sold a cookie cutter policy that’s costing you a lot more than it should. At Premier, we will find the carrier that sees you as its sweet spot. Our reputation is built on that promise.