Homeowner’s Insurance

Choose the agent who knows the policy that’s just right for you.

want to feel right at home? Make sure you have the right insurance.

Home. It’s your most prize possession. It’s also probably your biggest asset. It protects you from the elements. Gives you a place to gather and celebrate as a family. Provides safety and security. 

So why is that so many homes are neglected by their owners when it come insuring them? So many things can happen to so many of your memories and possessions. Do you want them back? Or do you just want some of them back? Do you want everything covered? Or do you just want a few common things covered? 

The choice is yours. You can go with the typical cookie cutter Homeowners policy and hope that most of your stuff will be covered — if in fact whatever happened (and whatever it happened to) is even covered? We’ve all heard the stories. Someone didn’t get everything back, didn’t get full replacement cost. Their coverage didn’t make them whole again. 

Well, it won’t happen to me. Never does, right? 

Let’s face it. Your home and life are your most important types of coverage…they’re your most valued assets. And each are unique in every way. Make sure they have the coverage that uniquely covers them.

Premier always makes sure you’re with the right company and getting the right coverage at the best possible price. We’ll dig into your policy in great depth and alert you to the fine print (the things actually covered and not covered, or not covered properly). 

Your home’s coverage is complex: finished basements, pools, trampolines, home businesses, Airbnb, vacation homes, jewelry, guns, collections and many, many more items and situations can create unique needs and coverages. Don’t trust your typical policy to have you covered. You need a policy that was designed specifically for you.

Premier Partners

Is Your Insurance Right for You?

Call us at 513-943-4560 or 866-238-7747 toll free. Or fill out this form to schedule your free, no-obligation assessment. 

Premier Partners

Premier Benefits

Finding insurance is hard, tedious work. It’s bad enough that you’ll be on everyone’s email list after filling out your personal information multiple times. Even worse is having to pour through and understand the gobbledygook written by corporate lawyers. And how do you compare apples to oranges? Premier Insurance Services is here to help. Just give us your information once. We’ll compare prices, benefits, services, and the best fit across multiple companies. We do all the work. You get the best possible price and fit.

Do you know the big difference between captive and independent agents? Captive agents have limited options; they can only offer you their own plans, whether they’re a good match or not. Premier is an independent agency. We have relationships with dozens of carriers who have access to hundreds of policies. With Premier, nearly the entire insurance industry is available to you. We’re the right choice, because we give you the most choices. Let our 25 years of building relationships work for you. 

You might be asking, “What the heck is value-based pricing?” Good question. Is it getting the most features for the price… or the best reputation for the price… or maybe its getting faster service, more locations, or unique options. What we mean by it is this: you will get the right coverage at the best price. No more, no less. And with that comes the peace of mind in knowing you’ll be made whole if anything should happen. That’s value-based pricing. 

We all believe we have the right coverage. But how can you be sure? It’s likely your agent gave you the best possible advice and coverage he could. But it’s just as likely that your agent wasn’t able to compare all the companies that see you as their perfect client. Insurance carriers look for certain types of risks…if you fit their particular sweet spot, they can’t be beat. If not, then you’ve been sold a cookie cutter policy that’s costing you a lot more than it should. At Premier, we will find the carrier that sees you as its sweet spot. Our reputation is built on that promise.