Condo Insurance

Choose the agent who knows the policy that’s right for you.


So you have a fantastic place on a golf course. Or maybe you bought into that new development on the lake. Unfortunately, every condo, townhouse, patio home, and row house has its own set of needs. 

If an errant golf ball strikes your condo, will private insurance or your HOA cover the damage? What if your lakeside townhouse gets flooded…do you have the necessary loss-assessment coverage in place to cover your fair share of losses to your community (not just to your townhouse)? Have you seen how your community bylaws are tied to the master plan? Do you have “studs-in” or “studs-out” coverage? Will you have to cover the walls, ceilings, and flooring or will the HOA policy cover it for you?

The questions and concerns go on and on. Condo insurance can be more confusing than homeowner’s insurance. Getting the right type of coverage is tricky. 

The key is knowing how to decipher all of this complexity in your coverage and determine who is responsible for what. Then having access to enough insurance carriers to determine which one is best for your situation. You’d be surprised by how many people we see whose condos are over-insured. And by the many condo owners who are dangerously under-insured. 

Let us help you figure out what your best options are for your condo. Even if it’s the plan you already own, we’ll make sure you have the right coverage at the right price for your situation. After all, the best insurance is the right insurance.

Premier Partners

Is Your Insurance Right for You?

Call us at 513-943-4560 or 866-238-7747 toll free. Or fill out this form to schedule your free, no-obligation assessment. 

Premier Partners

Premier Benefits

Finding insurance is hard, tedious work. It’s bad enough that you’ll be on everyone’s email list after filling out your personal information multiple times. Even worse is having to pour through and understand the gobbledygook written by corporate lawyers. And how do you compare apples to oranges? Premier Insurance Services is here to help. Just give us your information once. We’ll compare prices, benefits, services, and the best fit across multiple companies. We do all the work. You get the best possible price and fit.

Do you know the big difference between captive and independent agents? Captive agents have limited options; they can only offer you their own plans, whether they’re a good match or not. Premier is an independent agency. We have relationships with dozens of carriers who have access to hundreds of policies. With Premier, nearly the entire insurance industry is available to you. We’re the right choice, because we give you the most choices. Let our 25 years of building relationships work for you. 

You might be asking, “What the heck is value-based pricing?” Good question. Is it getting the most features for the price… or the best reputation for the price… or maybe its getting faster service, more locations, or unique options. What we mean by it is this: you will get the right coverage at the best price. No more, no less. And with that comes the peace of mind in knowing you’ll be made whole if anything should happen. That’s value-based pricing. 

We all believe we have the right coverage. But how can you be sure? It’s likely your agent gave you the best possible advice and coverage he could. But it’s just as likely that your agent wasn’t able to compare all the companies that see you as their perfect client. Insurance carriers look for certain types of risks…if you fit their particular sweet spot, they can’t be beat. If not, then you’ve been sold a cookie cutter policy that’s costing you a lot more than it should. At Premier, we will find the carrier that sees you as its sweet spot. Our reputation is built on that promise.