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Seniors Life Insurance

Choose the agent who knows the policy that’s right for you.

YOU FINALLY MADE RETIREMENT AGE. TOO BAD LIFE'S COSTS HAVEN'T RETIRED WITH YOU.

Not every situation is the same, but there are basic life insurance needs that all seniors should address. 

The cost of funerals, probate, title transfers, and taxes are all going up. Funerals alone are averaging over $12,000. How will you handle these costly events?

Final expense life insurance policies are designed to eliminate the basic costs of a loved one passing away. Most final expense policies have a fixed price and a fixed death benefit. They are guaranteed as long as you pay your premium. They are also a lot more affordable than they used to be, due to people living longer. So prices have come way down.

There are also single premium options, which provide immediate death benefits as well as cash value and withdrawal options. They are an excellent estate-planning tool to pass funds to the next generation while avoiding the cost and delays of probate. 

These plans are a fantastic alternative to other options like a traditional savings plan, IRA, 401k, or annuity. 

We can provide you with a confidential analysis and help you decide if Single Premium Life is the right program for you. We’ll make sure you don’t overpay, and that what you need covered is covered. Because the best coverage is the right coverage.

Premier Partners

Is Your Insurance Right for You?

Call us at 513-943-4560 or 866-238-7747 toll free. Or fill out this form to schedule your free, no-obligation assessment. 

Premier Partners

Premier Benefits

Finding insurance is hard, tedious work. It’s bad enough that you’ll be on everyone’s email list after filling out your personal information multiple times. Even worse is having to pour through and understand the gobbledygook written by corporate lawyers. And how do you compare apples to oranges? Premier Insurance Services is here to help. Just give us your information once. We’ll compare prices, benefits, services, and the best fit across multiple companies. We do all the work. You get the best possible price and fit.

Do you know the big difference between captive and independent agents? Captive agents have limited options; they can only offer you their own plans, whether they’re a good match or not. Premier is an independent agency. We have relationships with dozens of carriers who have access to hundreds of policies. With Premier, nearly the entire insurance industry is available to you. We’re the right choice, because we give you the most choices. Let our 25 years of building relationships work for you. 

You might be asking, “What the heck is value-based pricing?” Good question. Is it getting the most features for the price… or the best reputation for the price… or maybe its getting faster service, more locations, or unique options. What we mean by it is this: you will get the right coverage at the best price. No more, no less. And with that comes the peace of mind in knowing you’ll be made whole if anything should happen. That’s value-based pricing. 

We all believe we have the right coverage. But how can you be sure? It’s likely your agent gave you the best possible advice and coverage he could. But it’s just as likely that your agent wasn’t able to compare all the companies that see you as their perfect client. Insurance carriers look for certain types of risks…if you fit their particular sweet spot, they can’t be beat. If not, then you’ve been sold a cookie cutter policy that’s costing you a lot more than it should. At Premier, we will find the carrier that sees you as its sweet spot. Our reputation is built on that promise.

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