The federal Equal Employment Opportunity Commission is seeing more and more retaliation complaints by U.S. employees, with such charges accounting for 47% of all charges in 2017. That's compared with 37% in 2011. Employment law attorneys say that the increase is in part due to the fact that the employees who bring retaliation charges have a higher degree of success than those that bring a regular discrimination charge. There is a lower standard of harm that must be proven for a successful retaliation lawsuit thanks to the U.S. Supreme Court case, Burlington Northern & Santa Fe Railroad vs. White. While…

People who use financial advisors are more than twice as likely to feel confident in their retirement preparedness than people who don't. That's the conclusion of a recent report from the LIMRA Secure Retirement Institute. Forty-three (43) percent of U.S. pre-retirees surveyed who work with an advisor reported that they feel well prepared for retirement. In contrast, only 21 percent of those who do not work with a financial advisor report feeling similarly confident. It helps to have a plan The survey also found that having a formal, written retirement plan is a big plus when it comes to preparing…

Thanks to advances in technology and the Internet, more and more people are running home-based businesses, either full-time or part-time. But will a homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no. The only exception to this might be if a homeowner's policy has a special endorsement, such as to run a catering company from your home. Yet fewer and fewer companies offer such endorsements. Additionally, some policies may give a very limited amount of coverage for business property, such as a computer. Sixty percent of home-based businesses lack adequate business insurance,…

According to a recent survey, four in 10 American workers live paycheck to paycheck. This means that an unexpected illness or injury that takes your employees off the job for more than a few days can have devastating consequences for many of your employees who depend on their wages to survive. Disability insurance - sometimes called disability income insurance - helps protect workers' incomes against the possibility of loss of work from illness or injury. What it covers In a nutshell, disability insurance helps replace a portion of a worker's income if that worker loses his or her income due…