Some businesses have very stable property insurance needs as the value of their non-building assets, equipment and inventory doesn't vary much during the year. Other types of business experience wide variations in the value of their property. Florists tend to carry more stock around Valentine's Day and Mothers' Day than they do on most days of the year. Many retailers earn most of their profits during the holiday shopping season, so they keep larger amounts of stock on hand during that period. Warehouses and manufacturers may have variable amounts of product on their premises with vastly different values. Depending on…

As the cost of commercial auto insurance continues climbing at unprecedented rates, any business with vehicles has to make sure that it has procedures and policies in place to reduce the chances of its drivers causing accidents. When a business entrusts a vehicle to an employee, it is literally putting its assets on the line. You should set these no-exception rules for drivers: Always wear seat belts.No driving while under the influence of alcohol or drugs.No mobile phone use while driving. You should also set guidelines for employees to follow when they use company vehicles, such as: Limit their non-business…

The federal Equal Employment Opportunity Commission is seeing more and more retaliation complaints by U.S. employees, with such charges accounting for 47% of all charges in 2017. That's compared with 37% in 2011. Employment law attorneys say that the increase is in part due to the fact that the employees who bring retaliation charges have a higher degree of success than those that bring a regular discrimination charge. There is a lower standard of harm that must be proven for a successful retaliation lawsuit thanks to the U.S. Supreme Court case, Burlington Northern & Santa Fe Railroad vs. White. While…