Fall is here and you should use the time to enjoy the cool weather outdoors and take care of housekeeping chores before winter arrives. You should also tackle any needed maintenance before the weather gets too cold and, if you live in a cold-weather area, you could use the time to improve the energy efficiency of your home as well. You should also take proactive measures to prevent damage from any winter storms that may pass through. To help you along the way, we’ve created a handy checklist for you to follow: Chore 1: Check your Medicare Coverage If you…