COVID–19 Relief Bill Extends Unemployment Benefits, PPP and More

The $900 billion COVID–19 relief bill, passed by Congress and signed into law on Dec. 27, includes a number of provisions that affect employers and their workers in terms of paid sick leave and Emergency Family and Medical Leave Act provisions. The legislation also boosts unemployment benefits to out–of–work Americans, as well as reopening and expanding the Paycheck Protection Program that was introduced in March as part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Paid sick leave and family medical leave The new law has not extended the obligation for employers to provide emergency paid sick leave…

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How to Buy Health Insurance If You Lose Your Job

For those who have lost jobs during the COVID-19 pandemic, the loss of income is only part of the hardship. Another major part is the loss of health insurance that came with the job. Amid the worst public health crisis in a century, millions of people no longer have their health coverage for this reason. What can they do to replace it? Public exchanges One avenue is the health insurance exchanges in their states. These are online marketplaces, created under the Affordable Care Act, where individuals and small employers can purchase coverage. Some states have their own exchange, while others participate…

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