Teens Drinking at Parties = Insurance Issues

As the new school year starts and high schoolers get into the groove of hanging out with friends, they may go to parties after their school football games on weekends. Unfortunately, these events often become occasions for teenagers to drink alcohol. Teens at unsupervised parties risk harming themselves and others when they drink. Parents of the kids that throw these parties (with or without their parents' knowledge or consent) may bear responsibility for what happens there - and for injuries or damages occurring after the guests leave. While their homeowner's liability coverage may cover any financial damages, the circumstances of…

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