Homeowner’s Five Coverages You May Not Know You Need

When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover. There are a number of extra coverage options you can add on to your policy, which are known as endorsements. They are essentially riders that you purchase separately but tack on to your homeowner's coverage as a policy extension. In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy.  Here are five endorsements that you should be aware of, according to the insurance trade publication National Underwriter. 'Additional…

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Stay Safe on the Roads This Winter

During the winter months, driving conditions can become hazardous as the weather gets less predictable. In extreme conditions, it is better to stay off the roads altogether; however, this is not always possible. There are several essential steps you can take to reduce your risk. Know your vehicle You need to be aware of what conditions your car can safely handle. You may have anti-lock brakes, all-wheel drive and all-weather tires, but while all of these features are valuable, don't be fooled into thinking your vehicle is accident-proof in bad weather.   Becoming too confident in your vehicle's ability to respond…

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COVID–19 Relief Bill Extends Unemployment Benefits, PPP and More

The $900 billion COVID–19 relief bill, passed by Congress and signed into law on Dec. 27, includes a number of provisions that affect employers and their workers in terms of paid sick leave and Emergency Family and Medical Leave Act provisions. The legislation also boosts unemployment benefits to out–of–work Americans, as well as reopening and expanding the Paycheck Protection Program that was introduced in March as part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Paid sick leave and family medical leave The new law has not extended the obligation for employers to provide emergency paid sick leave…

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Five Tips for a Safer New Year for Your Family

As we ring in the New Year, one of your resolutions for the year should be to improve safety for you and your family.  There are many things we can all do better in terms of ensuring that we are safe and that our home and valuables are protected.  This year we offer up these five actions you can take to reduce the chances of one of your family members or a house guest getting hurt, and to see your possessions are well protected. Remember too that after the New Year, robbers are on the prowl, looking for opportunities to…

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Eight Insurance Cost-Saving Tips for 2020

Follow these eight tips to ensure that you get the most bang for your buck with your home safety and insurance coverages in 2020. Home security system If you don't have a home security system, you should seriously consider getting one to protect your hard-earned assets and home investment. The good news is that if you get one that is monitored by a central station, or that is tied directly to a local police station, you don't only protect your home, as you may also receive a discount on your homeowner's insurance premium. Install additional smoke alarms As with a…

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8 Insurance Cost-Saving Tips for 2020

As 2020 gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure this year that you make your home safety a priority, and also ensure that you get the most bang for the buck with your insurance coverage. You can follow these tips: Home security system If you don't have a home security system, you should seriously consider getting one to protect your hard-earned assets and home investment. The good news is that if you get one that is monitored by a central station, or that is tied directly to…

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